.ki-pay-tool {
  --ki-pay-ink: #13233a;
  --ki-pay-muted: #5d6b7f;
  --ki-pay-line: #dce5ef;
  --ki-pay-soft: #f6f9fc;
  --ki-pay-accent: #1d5f93;
  --ki-pay-accent-dark: #123d61;
  --ki-pay-wash: #eef5fb;
  box-sizing: border-box;
  width: 100%;
  max-width: 1120px;
  margin: 0 auto 34px;
  padding: 26px;
  border: 1px solid #d7e2ed;
  border-top: 4px solid var(--ki-pay-accent);
  border-radius: 8px;
  background: #fff;
  box-shadow: 0 8px 20px rgba(19, 35, 58, 0.05);
  color: var(--ki-pay-ink);
}

.ki-pay-tool *,
.ki-pay-tool *::before,
.ki-pay-tool *::after {
  box-sizing: inherit;
}

.ki-pay-tool__header {
  display: grid;
  gap: 7px;
  margin-bottom: 20px;
}

.ki-pay-tool__eyebrow {
  display: none;
  margin: 0;
  color: var(--ki-pay-accent);
  font-size: 12px;
  font-weight: 800;
  letter-spacing: 0;
}

.ki-pay-tool__title {
  margin: 0;
  color: var(--ki-pay-ink);
  font-size: 23px;
  line-height: 1.35;
  letter-spacing: 0;
}

.ki-pay-tool__lead,
.ki-pay-tool__note {
  margin: 0;
  color: var(--ki-pay-muted);
  font-size: 14px;
  line-height: 1.75;
}

.ki-pay-tool__body {
  display: grid;
  gap: 12px;
}

.ki-pay-tool-controls {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(138px, 1fr));
  gap: 10px 12px;
  padding: 16px;
  border: 0;
  border-radius: 8px;
  background: linear-gradient(180deg, #f8fbfe 0%, #f2f7fb 100%);
}

.ki-pay-tool-controls label {
  display: grid;
  min-width: 0;
  gap: 6px;
  margin: 0;
}

.ki-pay-tool-controls label:first-child {
  grid-column: span 2;
}

.ki-pay-tool-controls span {
  color: #4c5f75;
  font-size: 11px;
  font-weight: 800;
  line-height: 1.35;
}

.ki-pay-tool-controls select {
  width: 100%;
  min-height: 42px;
  padding: 8px 10px;
  border: 1px solid #d0dbe7;
  border-radius: 7px;
  background: #fff;
  color: var(--ki-pay-ink);
  font-size: 15px;
  line-height: 1.3;
}

.ki-pay-tool-controls select:focus {
  border-color: var(--ki-pay-accent);
  outline: 3px solid rgba(29, 95, 147, 0.18);
}

.ki-pay-tool-controls select:disabled {
  background: #edf2f7;
  color: #8492a6;
}

.ki-pay-tool-result {
  min-height: 128px;
}

.ki-pay-tool-result__state {
  display: grid;
  min-height: 142px;
  place-items: center;
  border: 1px dashed #cbd8e6;
  border-radius: 8px;
  background: #fbfdff;
  color: var(--ki-pay-muted);
  font-size: 14px;
  text-align: center;
}

.ki-pay-tool-result__summary {
  display: flex;
  flex-wrap: wrap;
  gap: 8px;
  margin: 12px 0 0;
}

.ki-pay-tool-result__summary span {
  display: inline-flex;
  min-height: 28px;
  align-items: center;
  padding: 4px 9px;
  border: 0;
  border-radius: 999px;
  background: #edf5fb;
  color: #36536d;
  font-size: 12px;
  font-weight: 700;
  line-height: 1.35;
}

.ki-pay-tool-cards {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(176px, 1fr));
  gap: 0;
  overflow: hidden;
  margin-top: 10px;
  border: 1px solid var(--ki-pay-line);
  border-radius: 8px;
  background: #fff;
}

.ki-pay-tool-card {
  display: grid;
  min-width: 0;
  min-height: 104px;
  align-content: space-between;
  gap: 10px;
  padding: 17px 16px;
  border: 0;
  border-left: 1px solid var(--ki-pay-line);
  background: transparent;
}

.ki-pay-tool-card:first-child {
  border-left: 0;
}

.ki-pay-tool-card span,
.ki-pay-tool-card small {
  color: var(--ki-pay-muted);
  font-size: 12px;
  font-weight: 800;
  line-height: 1.35;
}

.ki-pay-tool-card strong {
  color: var(--ki-pay-ink);
  font-size: 24px;
  line-height: 1.15;
  letter-spacing: 0;
  overflow-wrap: anywhere;
  word-break: keep-all;
}

.ki-pay-tool-card--primary {
  background: linear-gradient(180deg, var(--ki-pay-accent-dark) 0%, #174f7a 100%);
}

.ki-pay-tool-card--primary span,
.ki-pay-tool-card--primary strong {
  color: #fff;
}

.ki-pay-tool__note {
  margin-top: 12px;
  padding: 10px 0 0;
  border-top: 1px solid #edf2f7;
  font-size: 13px;
}

.ki-pay-compare {
  display: grid;
  gap: 14px;
  margin-top: 22px;
  padding: 20px;
  border-radius: 8px;
  background: #f8fbfe;
}

.ki-pay-compare__header {
  display: grid;
  gap: 6px;
}

.ki-pay-compare__title {
  margin: 0;
  color: var(--ki-pay-ink);
  font-size: 19px;
  line-height: 1.45;
  letter-spacing: 0;
}

.ki-pay-compare__lead {
  color: var(--ki-pay-muted);
  font-size: 14px;
  line-height: 1.7;
}

.ki-pay-compare-controls {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(138px, 1fr));
  gap: 10px 12px;
  padding: 0 0 14px;
  border: 0;
  border-bottom: 1px solid #e0e9f2;
  border-radius: 0;
  background: transparent;
}

.ki-pay-compare-controls label {
  display: grid;
  min-width: 0;
  gap: 6px;
  margin: 0;
}

.ki-pay-compare-controls label:first-child {
  grid-column: span 2;
}

.ki-pay-compare-controls span {
  color: #4c5f75;
  font-size: 11px;
  font-weight: 800;
  line-height: 1.35;
}

.ki-pay-compare-controls select {
  width: 100%;
  min-height: 42px;
  padding: 8px 10px;
  border: 1px solid #d0dbe7;
  border-radius: 7px;
  background: #fff;
  color: var(--ki-pay-ink);
  font-size: 15px;
  line-height: 1.3;
}

.ki-pay-compare-controls select:focus {
  border-color: var(--ki-pay-accent);
  outline: 3px solid rgba(29, 95, 147, 0.18);
}

.ki-pay-compare-table {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 0;
  overflow: hidden;
  border: 1px solid #dce6f0;
  border-radius: 8px;
  background: #fff;
}

.ki-pay-compare-table > div {
  display: grid;
  min-width: 0;
  min-height: 102px;
  align-content: space-between;
  gap: 8px;
  padding: 16px;
  border: 0;
  border-left: 1px solid #e1e9f1;
  background: transparent;
}

.ki-pay-compare-table > div:first-child {
  border-left: 0;
}

.ki-pay-compare-table span,
.ki-pay-compare-table small {
  color: var(--ki-pay-muted);
  font-size: 12px;
  font-weight: 800;
  line-height: 1.35;
}

.ki-pay-compare-table strong {
  color: var(--ki-pay-ink);
  font-size: 23px;
  line-height: 1.15;
  letter-spacing: 0;
  overflow-wrap: anywhere;
}

.ki-pay-compare-table__diff {
  border-left-color: #cfdee9 !important;
  background: #eef5fb !important;
}

.ki-pay-compare-chart {
  min-height: 230px;
  padding: 16px 0 0;
  border: 0;
  border-top: 1px solid #e0e9f2;
  border-radius: 0;
  background: transparent;
}

.ki-pay-compare-chart canvas {
  display: block;
  width: 100% !important;
  min-height: 200px;
}

.ki-pay-tool-note {
  max-width: 1120px;
  margin: 0 auto 24px;
  padding: 14px 16px;
  border: 1px solid #dce5ef;
  border-radius: 8px;
  background: #fff;
  color: #5d6b7f;
}

@media (max-width: 980px) {
  .ki-pay-tool-card:nth-child(odd),
  .ki-pay-compare-table > div {
    border-left: 0;
  }

  .ki-pay-tool-card:nth-child(n + 3),
  .ki-pay-compare-table > div + div {
    border-top: 1px solid var(--ki-pay-line);
  }

  .ki-pay-tool-cards {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }

  .ki-pay-compare-table {
    grid-template-columns: 1fr;
  }
}

@media (max-width: 640px) {
  .ki-pay-tool {
    margin-bottom: 26px;
    padding: 18px;
  }

  .ki-pay-tool__title {
    font-size: 21px;
  }

  .ki-pay-tool-controls,
  .ki-pay-tool-cards,
  .ki-pay-compare-controls,
  .ki-pay-compare-table {
    grid-template-columns: 1fr;
  }

  .ki-pay-tool-controls label:first-child,
  .ki-pay-compare-controls label:first-child {
    grid-column: auto;
  }

  .ki-pay-tool-card {
    min-height: 96px;
    border-left: 0;
    border-top: 1px solid var(--ki-pay-line);
  }

  .ki-pay-tool-card:first-child {
    border-top: 0;
  }

  .ki-pay-tool-card strong {
    font-size: 22px;
  }

  .ki-pay-compare {
    padding: 16px;
  }
}